Updated
March 11, 2002
1.
What is the "September 11th Victim
Compensation Fund of 2001?"
2. Why should a Claimant seek
legal advice?
3. How does the Claimant find
a lawyer to give free legal help navigating the
Fund?
4. Who is eligible to seek money
compensation from the Fund? In other words, who
can become a Claimant?
5. What does "present at the
site" mean?
6. What does "immediate aftermath"
mean?
7. What does "physical harm"
mean?
8. How do I determine who a
deceased victim's "Personal Representative" is?
9. What if there is a dispute
over who the "Personal Representative" of a victim
who died in the attacks is?
10. Will the "Personal Representative"
be the only person who will ultimately receive the
award?
11. What are "Advance Benefits?"
12. What rights to file a lawsuit
will I be giving up if I choose to seek compensation
from the Fund?
13. What information will I
have to give the Fund?
14. How does the September
11th Victim Compensation Fund claim process work?
15. If I opt to have a hearing,
what will it be like?
16. What can
I be compensated for?
17. What "collateral sources"
cannot be deducted from my award? And in calculating
awards, will workers' compensation and Social Security
benefits be deducted?
18. Before I apply for compensation
from the Fund, I'd like to get an idea of what I
might receive. Is there any information on this?
19. Will my Fund award be taxed
by the Federal Government?
20. Are there any other tax
benefits to which I might be entitled?
21. Where is the money in the
September 11th Victim Compensation Fund coming from?
Will this be funded with tax dollars?
22. What is Trial Lawyers Care,
Inc.?
23. How does Trial Lawyers
Care pick the lawyers?
24. What are the qualifications
of the lawyer? Who will be assigned to any given
case? Where will the client's lawyer be located?
25. I haven't decided whether
I want to seek compensation from the Fund. Can I
talk to a Trial Lawyers Care-assigned attorney about
my options?
26. Can the client dismiss
a lawyer assigned by Trial Lawyers Care?
~
~ ~
1. What
is the "September 11th Victim Compensation Fund
of 2001?"
In response to the terrorist attacks,
Congress established a September 11th Victim Compensation
Fund (Title IV of the Air Transportation Safety
and System Stabilization Act, H.R. 2926, now 49
U.S.C. 40101) that provides a less complicated way
to compensate victims who were physically injured
or who lost their loved ones during the terrorist
activities of September 11, 2001.
|
To
Read Title IV
("September 11th Victim Compensation
Fund") of
H.R. 2926 - The Air Transportation Safety
and System Stabilization Act, Click
Here.
To Read the
Full Version
of H.R. 2926 - The Air Transportation Safety
and System Stabilization Act, Click
Here.
To
download these documents, you must have
Adobe Acrobat Reader.
If you do not have this program, you can
download it for free by clicking below.
|
-back
to top-
2. Why
should a Claimant seek legal advice?
If you have already decided to file
a claim with the Victim Compensation Fund, you are
not required to use a lawyer, but there are
complex issues which make it wise to have a lawyer.
For example:
• Collecting and presenting evidence
to support a claim can involve complex issues.
• There are two different "tracks"
and the opportunity for an "advance benefit" to
choose between (SEE FAQ #s 11,
14).
• Claims must be filed within
two years (by no later than December 20, 2003)
and seeking legal advice is a good idea in order
to assure that no time limits (statutes of limitation)
are missed.
• Fund Claimants waive their
rights to file almost all lawsuits in court
(SEE FAQ #12).
• There may be issues concerning
a deceased victim's "Personal Representative"
to consider (SEE FAQ #s 8,
9, and 10).
All of these issues can be considered
with the help of a lawyer. If you have not yet decided
whether to file a claim with the Victim Compensation
Fund or file a civil lawsuit, a Trial Lawyers Care
volunteer attorney can help you assess your options
and decide what you feel is in your best interests.
-back
to top-
3. How
does the Claimant find a lawyer to give free legal
help navigating the Fund?
To register for free legal help,
you may either fill out the sign-up
form on this website or contact us by phone
at 888-780-8637.
En Español:
888-780-8682.
-back
to top-
4. Who
is eligible to seek money compensation from the
Fund? In other words, who can become a Claimant?
Congress has decided that only the
following people are eligible to become Fund Claimants:
• Individuals who were present
at the World Trade Center (New York, NY), the
Pentagon (Arlington, VA) or the site of the aircraft
crash in Shanksville, PA, at the time, or in the
immediate aftermath, of the terrorist attacks
of September 11, 2001 and suffered physical harm
or death as a result of such an air crash, or;
• The Personal Representative
of an individual victim who was killed as of result
of the terrorist attacks at the World Trade Center,
the Pentagon, or the crash in Shanksville, PA
as described above. Generally, a "Personal Representative"
is someone named in the will of the person who
died, or who was appointed by a court in the state
where the deceased person lived and is responsible
for presenting the arguments for all entitled
to recover as a result of the death.
The Fund does not provide compensation
for losses to physical property, but only for personal
injury or death. No more than one claim may be submitted
to the Fund by an individual or on behalf of a deceased
individual (This is why determining who a deceased's
"Personal Representative" is important. SEE FAQ
#s 8, 9 and 10).
-back
to top-
5. What
does "present at the site" mean?
"Present at the site" (i.e. the
World Trade Center, Pentagon, or Shanksville site)
means physically present at the time of the crashes
or immediate aftermath:
• In the buildings or portions
of buildings that were destroyed as a result of
the airplane crashes; or
• In any area contiguous to the
crash sites that the Special Master determines
was sufficiently close to the site that there
was a demonstrable risk of physical harm resulting
from the impact of the aircraft or any subsequent
fire, explosions, or collapse of buildings (generally,
the immediate area in which the impact occurred,
fire occurred, portions of buildings fell, or
debris fell upon and injured persons).
-back
to top-
6. What
does "immediate aftermath" mean?
"Immediate aftermath" of the crashes
means, for purposes of all Claimants other than
rescue workers, the period of time from the crashes
until 12 hours after the crashes. This time frame
appears to cover all of those who suffered physical
injury or death, with the exception of rescue workers.
With respect to rescue workers
who assisted in efforts to search for and recover
victims, the regulations define "the immediate aftermath"
to include the period from the crashes until 96
hours after the crashes.
-back
to top-
7. What
does "physical harm" mean?
For most people, the term physical
harm means a physical injury to the body that was
treated by a medical professional within 24 hours
of the injury having been sustained, or within 24
hours of rescue, or within 72 hours of injury or
rescue for those victims who were unable to realize
immediately the extent of their injuries or for
whom treatment by a medical professional was not
available on September 11 and either required hospitalization
as an in-patient for at least 24 hours or caused
either temporary or permanent, partial or total
physical disability, incapacity, or disfigurement.
For rescue workers who did not or
could not obtain treatment by a medical professional
within 72 hours, the Special Master may determine
that a longer period applies.
-back
to top-
8. How
do I determine who a deceased victim's "Personal
Representative" is?
In most cases, the identity of the
"Personal Representative" will not be in dispute.
Usually, a person's Personal Representative is an
individual appointed by a state court as the executor
or administrator of a decedent's will or estate.
If no Personal Representative has
been appointed by any court, and there is no legal
dispute over who the Personal Representative should
be, the Special Master may determine that the Personal
Representative is the person named by the decedent
in the decedent's will as the executor or administrator.
If no will exists, the Special
Master may determine that the Personal Representative
is the first person in the line of succession established
by the laws of the decedent's state.
-back
to top-
9. What
if there is a dispute over who the "Personal Representative"
of a victim who died in the attacks is?
While the Special Master has no
obligation to resolve disputes as to the identity
of the Personal Representative, the regulations
provide that the disputing parties may agree in
writing to the identity of a Personal Representative
to act on their behalf, who may seek and accept
payment from the Fund while those disputing parties
work to settle their dispute. In appropriate cases,
the Special Master may determine an award, but place
the payment in escrow (a special protected bank
account) until the dispute regarding the Personal
Representative is finally resolved.
-back
to top-
10. Will
the "Personal Representative" be the only person
who will ultimately receive the award?
No. According to Fund procedures,
the Personal Representative shall distribute the
award according to the laws of the deceased victim's
state.
In addition, the Personal Representative
shall, before payment is authorized, provide to
the Special Master a plan for distribution of any
award received from the Fund. If the Special Master
concludes that the Personal Representative's plan
for distribution does not appropriately compensate
the victim's spouse, children, or other relatives,
the Special Master may direct the Personal Representative
to distribute all or part of the award to such spouse,
children, or other relatives.
-back
to top-
11. What
are "Advance Benefits?"
Claimants can seek immediate "Advance
Benefits" in the fixed amount of $50,000 (if the
Claimant is filing on behalf of a deceased victim)
and $25,000 in the case of severely injured individuals
who required hospitalization for one week or more.
To qualify for Advance Benefits,
applicants must complete a short form (the "Eligibility
Form") identifying basic eligibility and indicating
that Advance Benefits would assist them in confronting
current or immediate financial hardships. Such forms
will be made available at claims intake centers
as they are established, in response to telephone
requests (888-714-3385, 202-305-1352, TDD: 888-560-0844),
and on the Victims Compensation Fund website at
www.usdoj.gov/victimcompensation.
Eligible Claimants may apply for
and receive Advance Benefits and then
file their lengthier "Personal Injury Compensation
Form" or "Death Compensation Form" at any time within
the two-year time frame for filing claims under
the program, or they can file the full forms at
the same time. If you apply for an Advance Benefit
and the Special Master determines that you have
submitted a substantially complete Eligibility Form
and Application for Advance Benefits, you will be
deemed to have applied to participate in the Fund
and will be giving up your right to bring a lawsuit,
except for a few limited circumstances (SEE FAQ
#12).
Advance Benefits will be treated
as advance payments on ultimate awards from the
Fund, so the amount of any Advance Benefits received
will be deducted from the Claimant's full award.
-back
to top-
12. What
rights to file a lawsuit will I be giving up if
I choose to seek compensation from the Fund?
Under the Fund, no one is prohibited
from suing the terrorists. By filing a claim for
compensation from the Fund, Claimants will be giving
up their right to file a September 11-related lawsuit
(or to be a party to lawsuit) against any party
except 1) "any person who is a knowing participant
in any conspiracy to hijack any aircraft or commit
any terrorist act," or 2) "to recover collateral
source obligations" (in other words, to recover
money owed by insurance companies, etc).
In addition, the law says that "Claimants
who have filed a civil action or who are a party
to such an action [except against terrorists or
to recover collateral source obligations, as noted
above] . . . may not file a claim with the Special
Master unless they withdraw from such action not
later than March 21, 2002."
-back
to top-
13. What
information will I have to give the Fund?
A Claimant and his or her lawyer
will have to provide information specified by the
Fund's forms. That information will include, but
is not limited to information concerning:
• Eligibility, that is, the victim's
location at the time of the injury or death.
• The physical harm that the Claimant
suffered, or in the case of a claim filed on behalf
of a decedent, information confirming the decedent's
death.
• Any economic and noneconomic
losses that the Claimant suffered as a result
of the attacks.
• Other (collateral) sources
of compensation the Claimant has received or is
entitled to receive (such as life insurance policy
payouts, etc.).
If the Claimant chooses to have
a review or hearing, he or she:
• May present evidence of extraordinary
circumstances not adequately addressed by the
"Presumed Award" methodology.
• Will be permitted, but not
required, to present witnesses, including expert
witnesses.
• The hearing officer shall be
permitted to examine the credentials of experts.
-back
to top-
14. How
does the September 11th Victim Compensation Fund
claim process work?
Under the Fund, Claimants have a
choice of two Procedural Options – Track A or
Track B.
If a Claimant selects Track
A, a Claims Evaluator will look at the Claimant's
application and:
• will determine if the Claimant
is eligible for Fund money, and determine the
Claimant's Presumed Award and, within 45 days
of the date the claim was filed, notify the Claimant
in writing whether they are eligible, and the
amount of the "Presumed Award" – a calculation
of presumed economic and noneconomic losses (SEE
FAQ #18).
• After an eligible Claimant
has been notified of the Presumed Award, the Claimant
may either accept the Presumed Award and request
payment, or may instead request a review before
the Special Master or his representative.
• If a Claimant opts for a review,
the Claimant may make supplemental submissions.
The Special Master may alter or modify the award
if the Presumed Award was calculated erroneously,
or if the Claimant demonstrates extraordinary
circumstances indicating that the Presumed Award
does not adequately address the Claimant's injury.
• There will be no further review
or appeal from the determination of the Special
Master.
If the Claimant selects Track
B, a Claims Evaluator will look at the Claimants
application and:
• will determine the Claimant's
eligibility to receive Fund money within 45 days
of the date the claim was filed, but shall
not determine the Claimant's Presumed Award.
• The Special Master shall hear
and determine the appropriate award.
• There shall be no review or
appeal from this determination.
-back
to top-
15. If
I opt to have a hearing, what will it be like?
• The Claimant will not be required
to prove who was at fault in causing the injury/death.
In other words, the Claimant will not have to
prove negligence on anyone's part, as would be
necessary in a usual court proceeding.
• If Claimants choose hearings,
they (and their attorneys) will be permitted to
present witnesses.
• The length of the hearing will
be determined by the Special Master, but generally
will not exceed a few hours.
• The hearings shall, to the extent
practicable, be scheduled at times and in locations
convenient to the Claimant.
• The Claimant shall be entitled
to be represented by an attorney, but it is not
necessary that the Claimant be represented by
an attorney.
-back
to top-
16. What
can I be compensated for?
The Special Master will compensate
eligible Claimants based on the harm to the Claimant
(including both economic loss and noneconomic loss),
the facts of the claim, and the individual circumstances
of the Claimant. The Special Master shall determine
the Claimant's eligibility and the amount of compensation
within 120 days from when the claim is filed and
accepted by the Special Master as substantially
complete.
Economic damages include:
• losses that can easily be measured
in terms of money, such as lost wages, medical
expenses, burial costs, loss of business or employment
opportunities.
Noneconomic damages include:
• very real harms that are not
easily measured in terms of money, such as the
losses associated with disfigurement or physical
impairment or other losses such as loss of companionship
or parental guidance. (The presumed non-economic
losses for decedents shall be $250,000 plus an
additional $100,000 for the spouse and each dependent
of each victim.).
But Congress says the Fund award
must be reduced by any other sources of compensation
Claimants have received (such as life insurance
policy payouts, etc.) as a result of the attacks.
These are called "collateral sources."
Collateral Sources include:
• life insurance, pension funds,
death benefit programs, and certain other payments
by federal, state, and local government programs.
Only certain portions of the payments will be
deducted. A Trial Lawyers Care attorney can give
you specific advice about these deductions.
-back
to top-
17.
What "collateral sources" cannot be deducted from
my award? And in calculating awards, will workers'
compensation and Social Security benefits be deducted?
The statute and rules make clear
that the following are not Collateral Source
compensation:
• The value of services or in-kind
charitable gifts such as provision of emergency
housing, food, or clothing.
• Charitable donations distributed
to the beneficiaries of the deceased victim, to
the injured Claimant, or to the beneficiaries
of the injured Claimant by charities run by private
or governmental entities unless those funds provided
constitute, in substance, a payment described
in the definition of collateral sources, and therefore
should be used to offset the award.
In addition, the Special Master
has stated his inclination not to deduct as collateral
sources the following:
• Money or other investments
in victims' 401(k) accounts.
• Certain government benefits,
such as tax relief, contingent Social Security
benefits, and contingent workers' compensation
benefits (or comparable contingent benefits for
government employees).
The statute creating the Victim
Compensation Fund identifies as one of the collateral
sources subject to being offset "payments by Federal,
State and local governments related to the terrorist-related
aircraft crashes." Neither the statute nor the implementing
regulations mention workers compensation or Social
Security specifically. However, the final regulations
read together with the Special Master's published
comments indicate that portions of these benefits
probably will not be offset, while other probably
will.
"In determining the appropriate
collateral source offset," the regulations state,
"for future benefit payments that are contingent
upon one or more future event(s), the Special Master
may reduce such offsets to account for the possibility
that the future contingencies may or may not occur."
As examples, the Special Master
has stated that workers' compensation, Social Security
and similar benefits that are payable only if the
spouse does not re-marry or does not earn income
above a certain threshold will be offset only to
the extent they have already been paid. By contrast,
the Special Master has also stated that survivor
benefits to be paid periodically to children of
victims can be reasonably computed and will be offset.
-back
to top-
18. Before
I apply for compensation from the Fund, I'd like
to get an idea of what I might receive. Is there
any information on this?
The Special Master has said the
Department of Justice will make available an advisory
service to give additional information to potential
applicants regarding how the Fund will treat different
types of collateral source compensation.
The Special Master has a methodology
for calculating presumed economic and noneconomic
losses that is based on individual circumstances
for each Claimant, such as age, prior income levels,
marital status, and the number and ages of the victim's
dependents. In other words, these are "presumptions"
about the losses of the victims and their families.
We believe that they are meant as guidelines that
will help claimants understand what kind of awards
they will receive before considering circumstances
not considered in the presumptions -- the Special
Master and his representatives will take into account
other evidence relating to each particular situation.
Charts of these "Presumed Awards"
can be found on the Department
of Justice Web site.
These charts should provide the
majority of potential Claimants with a general dollar
range into which their awards may fall before taking
into consideration "Collateral Sources" that will
be subtracted from Fund awards (SEE FAQ #s 16
and 17).
These charts will also be used by
Claims Evaluators and the Special Master to initially
determine what a Claimant's award will be. In other
words, in order to calculate a "Presumed Award,"
a Claimant can consult the Special Master's charts,
and then subtract from those amounts any "Collateral
Sources" – income such as life insurance, pensions,
etc. that – that have been received.
-back
to top-
19. Will my Fund award be taxed
by the Federal Government?
A recent law passed by Congress
provides that all awards under the Fund will be
tax-free.
-back
to top-
20. Are
there any other tax benefits to which I might be
entitled?
Under a recent law passed by Congress,
September 11 victims are eligible for relief from
federal income taxes for the tax years of 2000 and
2001. In addition, there is substantial estate tax
relief also available. A Trial Lawyers Care attorney
can give you specific advice about these new laws.
-back
to top-
21. Where
is the money in the September 11th Victim Compensation
Fund coming from? Will this be funded with tax dollars?
Compensation from the Fund will
be paid with money from the U.S. Treasury. Congress
provided that the law creating the Fund established
"the obligation of the Federal Government to provide
for the payment of amounts for compensation." The
Fund will use tax dollars but no new taxes will
have to be levied to pay for the program.
The law itself guarantees that as
much money as is necessary to compensate eligible
Claimants will be available and that no new legislation
will be necessary to put money into the Fund. There
is no specific ceiling on how much money will go
into the Fund.
-back
to top-
22. What
is Trial Lawyers Care, Inc.?
In the wake of the disaster, trial
attorneys banded together to form Trial Lawyers
Care, Inc., a national non-profit program that works
to provide free legal services for victims eligible
for compensation under Congress' newly created "September
11th Victim Compensation Fund."
Trial Lawyers Care helps victims
who seek compensation from the Fund get free legal
services from lawyers who are familiar with personal
injury and death cases and who are knowledgeable
about the Victim Compensation Fund.
Trial Lawyers Care will connect
eligible Claimants to experienced trial lawyers
who will represent them. The
lawyer Trial Lawyers Care assigns will not charge
the Claimant for his or her legal services.
The purpose of Trial Lawyers Care
is to link eligible Claimants with lawyers who meet
certain high standards and who have agreed to give
advice to Claimants about the Victim Compensation
Fund without charging a fee.
-back
to top-
23. How does Trial Lawyers Care
pick the lawyers?
Trial Lawyers Care has received
applications from lawyers all over the country seeking
to volunteer to represent Claimants to the Fund.
After reviewing them all, Trial Lawyers Care has
selected only those lawyers meeting the qualifications
set out below.
-back
to top-
24. What
are the qualifications of the lawyer? Who will be
assigned to any given case? Where will the client's
lawyer be located?
At a minimum the lawyer will be
a member in good standing with the lawyer licensing
authority in the state in which he or she practices,
and will meet the following criteria, or be under
the supervision of a lawyer who meets the following
criteria:
• has been licensed to practice
for at least 5 years,
• has tried or settled any combination
of at least 15 personal injury, death or other
significant cases.
To the extent it is possible Trial
Lawyers Care will try to link the client with a
lawyer in or near the Client's state of residence.
-back
to top-
25. I
haven't decided whether I want to seek compensation
from the Fund. Can I talk to a Trial Lawyers Care-assigned
attorney about my options?
There are many issues to be considered
when deciding whether to file for compensation from
the Fund (SEE FAQ #2). Although
we anticipate that most victims will find it advantageous
to seek compensation from the Fund, potential Fund
Claimants can speak with a Trial Lawyers Care-assigned
attorney to help them decide whether to seek compensation
from the Fund or file a lawsuit. Trial Lawyers Care-assigned
attorneys will never charge Claimants for any legal
services at any stage – from consultation through
full representation before the Fund.
However, if a Claimant decides to
file a lawsuit in court, that Claimant will need
to hire his or her own lawyer. The decision whether
to pursue Fund compensation or file a lawsuit will
ultimately be made by the Claimant. If you as a
Claimant wish to file a lawsuit, your Trial Lawyers
Care lawyer will refer to at least two other, non-Trial
Lawyers Care attorneys who may be available for
representation. Your Trial Lawyers Care attorney
will not receive any referral fee, or any other
fee, for this referral.
-back
to top-
26.
Can the client dismiss a lawyer assigned by Trial
Lawyers Care?
Yes. If a Claimant chooses, he or
she may dismiss the first lawyer assigned by Trial
Lawyers Care and be assigned another lawyer.
-back
to top-
*Nothing
contained herein shall be viewed as legal advice.
Such advice can and should only come from a lawyer
specifically retained to give advice. Trial
Lawyers Care, Inc
Contact
Us
|